Premium HSA

Membership Overview

Participation requires verification through a verifiable 1099 form or business ID

Embrace a proactive approach to your health with an HSA compatible and ACA-compliant membership that seamlessly integrates preventive care, protection from unexpected medical expenses and much more!

Medical Cost Sharing

Medical Cost Sharing consists of a large community of health-conscious individuals who voluntarily contribute a monthly share amount towards each other's healthcare expenses.

• No lifetime or annual caps on qualifying medical expenses.

• Empowers and promotes healthy living and lifestyle choices.

• Three-year look back for pre-existing conditions.

Health Sharing Guidelines →

Note - We are currently not accepting new members for this membership on the following states: Washington, Vermont, Illinois, New York, Pennsylvania, New Mexico, California, Pennsylvania, Maryland, Montana

24/7/365 Telehealth

On-demand virtual medical care, connecting you with primary, pediatric, women's health, and behavioral health board-certified physicians, via text-based chat first. If needed, you can switch to a video call for a more in-depth consultation. $0 Unlimited Access!

• Address general medical questions 
• Address women’s health concerns 
• Address mental health concerns 
• Manage chronic conditions 

• Discuss your test results 
• Get refills for prescriptions (with some exceptions)

Minimum Essential Coverage

Access to annual preventive care screenings that comply with the Affordable Care Act (ACA) standards. You will be served best by visiting a provider who accepts the PHCS network.

Health Savings Account (HSA)
Compatibility

This plan allows you to participate in
a Health Savings Account (HSA).
HSAs enable you to contribute pre-
tax dollars towards future qualified
medical expenses.

Mental Health Counseling

• Counseling: Virtual, face-to-face, or telephonic sessions with a counselor. Up to 12 sessions, per member, per year with a 2-month break between each block of 4 (CA limits to 6 sessions per member, per year).
• Access to additional resources: Childcare, legal, financial, support groups, housing, etc.
• Elder Care & Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.
• Online Training Library: Thousands of virtual work/life training and the ability to track progress.
• Access to Compass: Advanced HR support and assistance in professional development.

Concierge Assistance

Our MPB Concierge team is focused on supporting and guiding you every step of the way through your health care journey, so you can make informed decisions.

Get Help:

• Finding the fairest priced medications, as well as where to purchase them.
• Finding providers and facilities with the highest quality of service at fairest prices.
• Finding the best labs and facilities at the fairest price.

QR LifeCode & Medical Records Vault

On your MPB membership card, you’ll see a QR Life Code. This code can be scanned to access your electronic medical vault.

• QR LifeCode: In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code.
• Medical Records Vault: Allows you to securely store your medical records.

Discounted Supplements & Wellness Products

Get access to high-quality supplements at fair prices, backed by features that help you stay on track with your wellness goal.

• High quality: only the healthcare’s best products to better support your wellness journey.
• Great Prices: Practitioner-driven pricing ensures you get great prices on all products.
• Fast, reliable shipping: You receive your wellness products quickly, backed by world-class customer service.