Secure HSA

Membership Overview

Your Secure HSA health plan is HSA qualified, includes preventive care, and discount prescriptions. There is no limit on plan services for pre-existing conditions.

Preventive Care

Your plan provides 100% coverage for preventive services as outlined by the Affordable Care Act. Your preventive care is 100% covered when services are performed in network with PHCS.

Network

Your plan provides access to the PHCS/Multiplan national PPO network of doctors.

This is an outline of your plan benefits:

Medical Cost Sharing

Medical Cost Sharing consists of a large community of health-conscious individuals who voluntarily contribute a monthly share amount towards each other's healthcare expenses.

• No lifetime or annual caps on qualifying medical expenses.

• Empowers and promotes healthy living and lifestyle choices.

• Two-year look back for pre-existing conditions.

Health Sharing Guidelines →

Maternity Guidelines →

Preventative & Wellness Services

Provides preventative and wellness services as defined in the Affordable Care Act (ACA). You have access to free preventative services like:

• Annual Wellness Visit
• Well-Woman Visit
• Childhood Immunizations
• Mammograms
• Colonoscopies

Health Savings Account (HSA) Compatible

You own the account, therefore, HSA funds stay with you when you change jobs or retire.

• After age 65, HSA funds can be rolled into a retirement account or kept in the HSA for medical expenses.
• Money you do not use in your HSA rolls over from year to year and earns interest tax-free.
• Options for self-directed investments can potentially grow your savings for healthcare or retirement.

Mental Health Counseling

Counseling: Virtual, face-to-face, or telephonic sessions with a counselor. Up to 12 sessions, per member, per year with a 2-month break between each block of 4 (CA limits to 6 sessions per member, per year).

Access to additional resources: Childcare, legal, financial, support groups, housing, etc.

Elder Care & Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.

Online Training Library: Thousands of virtual work/life training and the ability to track progress.

Access to Compass: Advanced HR support and assistance in professional development.

Telehealth 24/7/365

Get unlimited access at not cost to primary, pediatric, women's health, and behavioral health board-certified physicians, anytime, anywhere, via chat, video, or call.

Concierge Assistance

Our MPB Concierge team is focused on supporting and guiding you every step of the way through your health care journey, so you can make informed decisions.

Pharmacy Benefits Program

Our MPB Concierge team searches a variety of U.S. and worldwide pharmacy discount platforms and pharmacy assistance programs to find the fairest priced medications, as well as where to purchase them.

Medical Records Vault & LifeCode

Medical Records Vault: You can grant access to your Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides you and your caregivers the ability to record vital health observations easily and securely.

LifeCode: In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code. You can access and safely share your medical records, track health conditions, and get better healthcare solutions.