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Premium HSA

The Ultimate All-in-One Healthcare for 1099s & Small Businesses

$0 Preventive Care. Tax-Free HSA Contributions. Medical Cost Sharing. All in one premium monthly membership!

What's Included

Comprehensive benefits designed for your healthcare needs

Medical Cost Sharing

Community-driven protection against large medical expenses.

  • No lifetime or annual caps on qualifying medical expenses
  • Empowers and promotes healthy living and lifestyle choices
  • Three-year look back for pre-existing conditions
  • Stay protected while traveling abroad

Maternity Sharing

Expectant mothers have the freedom to choose where and how to deliver their baby.

  • Sharing for prenatal, delivery, and postnatal care
  • No network restrictions
  • 2x selected IUA
  • Eligible if the expected delivery date is at least 9 months after the membership start date

HSA Compatible

Tax Advantage

Pair with Health Savings Account for tax-free medical savings.

  • Contribute tax-free funds
  • Tax-free withdrawals for medical
  • Investment growth potential
  • Triple tax advantage

Minimum Essential Coverage (MEC)

$0 Cost

ACA-mandated preventive services at no cost.

  • Annual wellness exams
  • Preventive screenings
  • Immunizations
  • Women's health services

Virtual Health Services

$0 Cost

Unlimited access to quality healthcare from anywhere.

  • $0 virtual primary care
  • $0 virtual urgent care
  • $0 virtual mental health
  • $0 virtual pet care

Prescription Discount Program

RX Valet: Access to affordable medications nationwide.

  • Tier 1 Medications: $0
  • Tier 2 Medications: $14.95 and under.
  • Access to weight loss medications at exclusive discounted rates.
  • Options for home delivery or local pharmacy pickup nationwide.

Concierge Support

Personal Support

Personal guidance through your healthcare journey.

  • Membership support and guidance
  • Help saving on labs, imaging and medications
  • Locate quality care at fair prices
  • Appointment scheduling assistance

Exclusive Member Discounts

Member Savings

Special savings on wellness products and services.

  • 30% off vitamins and supplements
  • $25 off DNA testing
  • Wellness product discounts
  • Up to 75% off pet prescriptions

Frequently Asked Questions

Important Requirements

This membership requires proof of self-employment (1099) or business ID to qualify for HSA compatibility.

Premium HSA combines the benefits of comprehensive medical cost sharing with the tax advantages of a Health Savings Account. With HSA compatibility, you can contribute up to $4,400/year (individual) or $8,750/year (family) tax-free. Your HSA funds can be used for medical expenses now or invested for future healthcare costs and retirement. Perfect for self-employed individuals and business owners who want the ultimate package with maximum tax savings while protecting against major medical expenses.

Virtual Behavioral Health: For treatment of acute conditions. An intake clinician will determine a baseline for the number of sessions pending assessment. Sessions can be extended at the provider's discretion, with no annual limit of use.

Virtual Psychology: For ongoing treatment of more serious conditions such as major depression, generalized anxiety, PTSD, etc., sessions with a licensed Ph.D.-level clinician are available for $100 per session.

Virtual Psychiatry: Initial Intake Appointment: $205. Follow-Up/Maintenance Appointments: $100 per session.

Ready to Get Started?

We have an Easy-to-Use App for you to take control of your healthcare

Access your healthcare benefits anytime, anywhere. Manage your membership, submit expenses, and connect with support—all from your mobile device.

Download on the App StoreGet it on Google Play
MPB Health Mobile App
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