Protection for the Unexpected. Support for the Routine
Annual provider visits and other preventive services are available to you without the need to meet your Initial Unshareable Amount!
What's Included
Comprehensive benefits designed for your healthcare needs
Community-based Medical Cost Sharing
For large, unexpected medical bills. After the IUA is met, the community shares 100% of eligible medical expenses.
- IUA Options: $1,250, $2,500, $5,000
- No network restrictions
- Eligible medical needs shared worldwide
- No Lifetime Limits¹
- Two-year look back for pre-existing conditions
Limited Preventive Care
Support for preventive care to help you stay healthy and catch potential issues early.
- Annual Wellness Visits: 1 visit up to $175
- Preventive Screenings: Access core diagnostic screenings, including mammograms and colonoscopies after 6 months of continuous membership
- Youth Immunizations: are shareable after 6 months of continuous membership or upon birth if born through an eligible Maternity Sharing Request. (up to 18yrs old)
Maternity Sharing
Expectant mothers have the freedom to choose where and how to deliver their baby and pay a $2500 or $5000 IUA.
- Sharing for prenatal, delivery, and postnatal care
- Freedom to choose where and how to deliver baby
- $2500 or $5000 IUA
- Eligible after six months of membership
Virtual Health Services
Unlimited access to quality healthcare from anywhere.
- $0 virtual primary care
- $0 virtual urgent care
- $0 virtual mental health
- $0 virtual pet care
Mental Health Support
Confidential counseling support when you need it most.
- $0 virtual mental health counseling
- Licensed therapists and counselors
- Personal and work-related support
- Confidential and convenient
Concierge Support
Personal guidance through your healthcare journey.
- Membership support and guidance
- Help saving on labs, imaging and medications
- Locate quality care at fair prices
- Appointment scheduling assistance
Exclusive Member Discounts
Special savings on wellness products and services.
- 30% off vitamins and supplements
- $25 off DNA testing
- Wellness product discounts
- Up to 75% off pet prescriptions
Frequently Asked Questions
The Direct membership is specifically designed for those with Direct Primary Care memberships. While your DPC covers routine care, Direct plan shares in major medical expenses, hospitalizations, and emergencies. Together, they provide complete healthcare coverage with the freedom to choose any provider.
Virtual Behavioral Health: For treatment of acute conditions. An intake clinician will determine a baseline for the number of sessions pending assessment. Sessions can be extended at the provider's discretion, with no annual limit of use.
Virtual Psychology: For ongoing treatment of more serious conditions such as major depression, generalized anxiety, PTSD, etc., sessions with a licensed Ph.D.-level clinician are available for $100 per session.
Virtual Psychiatry: Initial Intake Appointment: $205. Follow-Up/Maintenance Appointments: $100 per session.
Ready to Get Started?
¹ No Lifetime Limits care & skilled nursing: Shareable when prescribed by a licensed medical provider for recovery from an eligible injury or illness. Sharing for these services is limited to 90 days per sharing request.
² 1st year - $0, 2nd year - $25,000, 3rd year - $50,000, 4th year & thereafter - $125,000. Pre-ex exceptions: Managed high cholesterol, blood pressure & diabetes that did not result in a hospitalization in the past 12 months.
We have an Easy-to-Use App for you to take control of your healthcare
Access your healthcare benefits anytime, anywhere. Manage your membership, submit expenses, and connect with support—all from your mobile device.
