MEC + ESSENTIALS

Membership Overview

Minimum Essential Coverage

Access to annual preventive care screenings that comply with the Affordable Care Act (ACA) standards. You will be served best by visiting a provider who accepts the PHCS network.

Telehealth 24/7/365

Get unlimited access at not cost to primary, pediatric, women's health, and behavioral health board-certified physicians, anytime, anywhere, via chat, video, or call.

Mental Health Counseling

Counseling: Virtual, face-to-face, or telephonic sessions with a counselor. Up to 12 sessions, per member, per year with a 2-month break between each block of 4 (CA limits to 6 sessions per member, per year).

Access to additional resources: Childcare, legal, financial, support groups, housing, etc.

Elder Care & Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.

Online Training Library: Thousands of virtual work/life training and the ability to track progress.

Access to Compass: Advanced HR support and assistance in professional development.

Concierge Assistance

Our MPB Concierge team is focused on supporting and guiding you every step of the way through your health care journey, so you can make informed decisions.

Pharmacy Benefits Program

Our MPB Concierge team searches a variety of U.S. and worldwide pharmacy discount platforms and pharmacy assistance programs to find the fairest priced medications, as well as where to purchase them.

Medical Records Vault & LifeCode

Medical Records Vault: You can grant access to your Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides you and your caregivers the ability to record vital health observations easily and securely.

LifeCode: In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code. You can access and safely share your medical records, track health conditions, and get better healthcare solutions.

Debt Dismissal Program

Helps qualifying members reduce or eliminate eligible medical debt from participating hospitals and healthcare providers. We understand that unexpected medical bills can create financial hardship, and this program aims to alleviate that stress. * Member must meet eligibility requirements